Effective Date: [05-28-2026]
Welcome to Astorga Insurance Agency (“we,” “us,” or “our”). By accessing our website, requesting a quote, purchasing insurance, or using any of our services, you agree to these Terms & Conditions. Please read them carefully. If you do not agree, you should discontinue use of our services.
These Terms apply to all visitors, clients, policyholders, and users of our website or services.
Astorga Insurance Agency provides insurance products and services including, but not limited to:
- Commercial Insurance
- Auto Insurance
- Home Insurance
We act as an independent insurance agency and may work with multiple carriers to provide quotes, bind coverage, and service policies.
All insurance coverage is subject to the terms, conditions, limitations, and exclusions of the actual insurance policy issued by the carrier.
Submitting information to us does not guarantee:
- Coverage
- Policy issuance
- Policy changes
- Claims approval
Coverage is not effective until confirmed in writing by an authorized representative of the insurance carrier.
You agree to provide accurate, complete, and truthful information when requesting quotes, applying for insurance, or communicating with us. Incorrect or incomplete information may result in:
- Delayed processing
- Denied claims
- Policy cancellation
- Incorrect premium calculations
You are responsible for reviewing all policy documents for accuracy.
All content on our website—including text, graphics, logos, and materials—is the property of Astorga Insurance Agency or its licensors. You may not:
- Copy
- Reproduce
- Modify
- Distribute
- Sell
any content without written permission.
Our website may contain links to third party sites. We are not responsible for the content, accuracy, or privacy practices of those sites.
Insurance quotes provided by us are:
- Estimates only
- Based on information you provide
- Subject to underwriting review
- Subject to change
Final premiums are determined by the insurance carrier.
By contacting us through our website, email, or phone, you consent to receive communications from us electronically. This may include:
- Policy updates
- Billing notices
- Renewal reminders
- Marketing communications (you may opt out at any time)
To the fullest extent permitted by law, Astorga Insurance Agency is not liable for:
- Indirect, incidental, or consequential damages
- Losses resulting from website downtime or errors
- Actions taken by third party insurance carriers
- Delays in processing due to inaccurate information provided by you
Your sole remedy for dissatisfaction with our services is to discontinue use.
You agree to indemnify and hold harmless Astorga Insurance Agency, its employees, and partners from any claims, damages, or expenses arising from:
- Your use of our services
- Your violation of these Terms
- Your violation of any applicable laws
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. You can review it at:
Astorga Insurance Agency 1720 E Los Angeles Avenue, Suite E Simi Valley, CA 93065 Phone: (805) 577 1999 Email: mario@astorgainsurance.com
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). These rights are detailed in our Privacy Policy.
These Terms & Conditions are governed by the laws of the State of California, without regard to conflict of law principles.
We may update or modify these Terms at any time. Changes will be posted with a revised “Effective Date.” Continued use of our services constitutes acceptance of the updated Terms.
For questions about these Terms & Conditions, contact:
Astorga Insurance Agency 1720 E Los Angeles Avenue, Suite E Simi Valley, CA 93065 Phone: (805) 577 1999 Email: mario@astorgainsurance.com